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Home Loan

Home Loan inall metro cities of india


Home Loan is a secured loan that can be availed to buy a property. Home Loan Agentall metro cities of india like FinFlow makes Home Loan inall metro cities of india available against the Property or collateral only that’s why it’s called a secured loan. Those who are salaried employees or Businessman or any earning person can avail the Home Loan.

FinFlow Home Loan Agent inall metro cities of india is a reliable and trustworthy source for those seeking financing for their dream homes. Our Home Loan Consultant Inall metro cities of india offer customized solutions based on the individual's needs, considering their financial capabilities. With our expertise as Home Loan Provider Inall metro cities of india in the industry, we guide our clients through the entire process and provide all the necessary information to help make informed decisions.


Home Loan inall metro cities of india can be availed for the purpose of New Property purchase like Flat, Tenements, bungalow, Land purchase, Plot+ Constructions etc.


Home Loan Provider in all metro cities of india


Generally, Home Loan Provider inall metro cities of india gives Home Loan for a period of 3 year to max 25 years. However, some of the banks/ NBFC can extend the tenure from 30 years to 35 years depending upon the customer's Profile/ Company category and CIBIL scores.


As Home Loan is a secured loan so risk lower the risk involved to the lending company so, they generally charge lower ROI and PF compared to an unsecured Loan, and the Commercial & charges depend upon the risk capacity of the customer’s overall Profiles. Let our Home Loan Consultant Inall metro cities of india get you a home loan at the easiest conditions.


Feature & Benefits of Home Loan
Lowest ROI compare to Other unsecured Loans
Repayment tenure up to 30 years or max 35 years so, EMI would be lower
Zero Part payment & Foreclosure Charges
Fast Disbursement & Process
Max Top up for Home Renovation, Home extension etc.
Debt consolidation like CC payments or any other Loan closer and Reduce Higher monthly EMI burden
Transfer/ Switch your Higher ROI loan to Lower ROI banks/ NBFC
Overdraft facility available in-home loan/ Top up Loans- Interest will be charged in utilized amounts only.

Type of Home Loan
Fresh Builder Purchase Loan
Resale Purchase Loan/ Seller BT
Home Loan Balance Transfer
Plot + Construction Loan

Minimum Criteria Requirement for Home Loan
Age must be 23 years and Cibil score above 650+
Person should be working in Pvt ltd/ ltd/ LLP/ Partnership firm and proprietorship for salaried cases
Person should not have default or delay payments in any of the EMI in last 12 months.

Home Loan ROI & Charges


Loan Amount Rs. 10 lac- 20 Cr
Tenure 5 Year - 30 Years
ROI 7.50 % - 10 % (Floating)
Processing Fees 0.25% -2% + GST
Foreclosure Charges Nil for Floating ROI (4% for Fixed ROI)
Part Payment Charges Nil for Floating ROI (2% for Fixed ROI)

Document Requirement for Home Loan


Document Salaried Person Self Employed
ID Proof PANCARD PANCARD
Address Proof Passport /Voter ID card / Driving License Passport /Voter ID card / Driving License
Registration Proof Company ID Card GST Certificate / MSME Certificate/ Gumastadhara
Income Proof Last 3-month Salary slip last 12-month GST Return
Banking Last 12-month Salary banking Last 12 month Current & Saving bank Ac statement
ITR Last 2 years ITR or Form 16 Last 2 years ITR along with computation of income, Balance Sheet and P & L Ac
Repayment Track Records Last 12-month EMI banking or SOA of all live loans Last 12-month EMI banking or SOA of all live loans
Legal Property Documents Legal Master file including Sale deed copy Legal Master file including Sale deed copy
Technical Property Documents Approved Unit & Layout Plan Approved Unit & Layout Plan

How will FinFlow Will help you with Home Loan inall metro cities of india?


As a Financial Service Provider, we will help clients to get Home Loan inall metro cities of india from various banks/ NBFC as we have a tie up with all the financial institutes/ Banks and have good relationships with them. We are able to provide faster processes and smooth services at the client's doorstep across all locations. (Pan India).


Due to the vast experience of our team as Home Loan Provider inall metro cities of india, we are able to provide service as per customer's requirement/Needs. We will suggest bank/NBFC to clients according to customer's profiles and financial eligibility & we help Clients to get the best offer from banks for Home Loan inall metro cities of india. That will solve clients’ financial problems and our motto is "Not to lend but to help".


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